key points of instruction

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The ten riches are five from oneself and five from others. The five riches from oneself are: 1) to be a human, 2) centrally born, 3) with intact sense powers, 4) having unperverted livelihood and 5) faith in the right place.

The five riches from others are: 1) a buddha appeared and 2) he taught the Dharma, 3) the teachings remain and 4) have followers and 5)(teachers) who compassionately benefit others [RY]